Last updated: 2026-06-15 Version: 1.0
This agreement is between you and Excitek LLC ("we," "us," or "the Operator"), the operator of Ticker Memo (the "Service").
By creating an account, clicking "I agree," or accessing or using the Service, you affirmatively agree to be bound by this agreement. If you do not agree, do not create an account and do not use the Service. We record the date, time, and version of the agreement you accept.
You represent that you are at least 18 years old and legally able to enter into this agreement.
The Service provides general, impersonal information, data, and analysis for educational and informational purposes only. The information made available through the Service is identical for all users and is not tailored to your individual financial situation, holdings, objectives, or risk tolerance.
Nothing made available through the Service is investment, financial, legal, or tax advice, or a recommendation, offer, or solicitation to buy or sell any security or to adopt any investment strategy. You are solely responsible for your own investment decisions and should consult a licensed professional before acting on any information.
We are not a registered investment adviser, broker-dealer, or financial planner, and we do not provide personalized investment advisory services. The Service is intended to operate as an impersonal publication and is not a substitute for individualized professional advice.
You acknowledge and accept the following as a material condition of using the Service:
We make no representation or warranty that any information, calculation, or automated output is accurate, complete, reliable, current, or free from error or hallucination.
Subject to your compliance with this agreement and payment of any applicable subscription fees, you are granted a limited, non-exclusive, non-transferable, revocable license to access the Service for your internal, personal use.
You may not, and may not permit any third party to: resell, redistribute, sublicense, lease, or otherwise make the Service or its data available to others; scrape, harvest, or systematically extract data from the Service by any automated or manual means except through interfaces we expressly provide; use the Service or its data to build, train, or improve a competing product or service; share, transfer, or allow others to use your account or credentials; or circumvent any access controls, rate limits, or usage restrictions.
Paid access is billed through our payment processor (Stripe) on a recurring basis. By subscribing, you authorize us to charge your payment method on a recurring basis at the then-current price until you cancel. Your subscription will automatically renew at the end of each billing period unless you cancel before the renewal date.
You may cancel at any time through the billing portal; cancellation takes effect at the end of the current billing period. Fees are non-refundable except where required by applicable law. We will provide notice of any change to subscription pricing before it takes effect.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE DATA OR ANY OUTPUT IS ACCURATE, COMPLETE, TIMELY, OR FREE FROM ERROR OR HALLUCINATION, OR THAT THE SERVICE WILL BE UNINTERRUPTED OR SECURE.
Any historical, hypothetical, simulated, or backtested performance information shown through the Service is provided for illustration only. Past or hypothetical performance does not guarantee or indicate future results. Hypothetical and backtested results have inherent limitations and may not reflect the impact of real-world conditions. We make no guarantee that any information, signal, score, or strategy will be profitable or suitable for you.
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
Exceptions. Nothing in this agreement limits or excludes liability that cannot be limited or excluded under applicable law, including liability for our own fraud or willful misconduct. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.
You agree to indemnify, defend, and hold harmless the Operator and its owners, officers, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to: your use of the Service; your violation of this agreement; your violation of any law or the rights of any third party; or any investment, trading, or other decision you make in connection with the Service.
We may suspend or terminate your access at any time, with or without notice, for breach of this agreement or for any conduct we reasonably believe may harm the Service or other users. You may cancel your subscription at any time via the billing portal. Sections that by their nature should survive termination (including Sections 2, 3, 7, 8, 9, 10, 12, and 13) survive.
This agreement is governed by the laws of the State of Texas, without regard to its conflict-of-laws rules.
Informal resolution. Before bringing any formal claim, you agree to first contact us and attempt to resolve the dispute informally for at least thirty (30) days.
Arbitration and class-action waiver. [NOTE TO OPERATOR: have a Texas-licensed attorney review and confirm enforceability of this clause before relying on it.] Any dispute not resolved informally will be resolved by binding individual arbitration administered under the rules of a recognized arbitration body, rather than in court, except that either party may bring an individual claim in small-claims court. You and we waive any right to participate in a class action or class-wide arbitration. If this arbitration provision is found unenforceable, any dispute will be resolved exclusively in the state or federal courts located in [COUNTY], Texas, and you consent to their jurisdiction.
We may modify this agreement from time to time. When we do, we will update the "Last updated" date and version above and provide reasonable notice (for example, by email or in-app notice). Your continued use of the Service after changes take effect constitutes acceptance of the revised agreement. If you do not agree to a change, you must stop using the Service.
Your use of the Service is also governed by our Privacy Policy, which is incorporated into this agreement by reference.
If any provision of this agreement is held unenforceable, the remaining provisions remain in full effect. Our failure to enforce any provision is not a waiver. This agreement, together with the Privacy Policy, is the entire agreement between you and us regarding the Service and supersedes any prior agreements. You may not assign this agreement; we may assign it in connection with a merger, acquisition, or sale of assets.
Questions about this document? Please reach us through our contact form.